For Business Owners

We are Leaders in Creative Lending Solutions

Empire Finance provides business owners with critically needed financial resources to fund expenses and drive growth. Ideal clients will have receivables that Empire can collateralize loans.


Our depth of lending experience enables us to thoroughly assess the risk and value of growing a business that provides our clients with liquidity solutions.


Payback happens over a mutually defined loan term. Our typical portfolio investment is between $100,000 and $5M and can be structured to meet the unique needs of each individual client.

Is Traditional Retail Bank or SBA Financing Best?

How long can you afford to wait for critical working capital?

Often business owners need working capital quickly to maintain staff, buy inventory and generate leads. How long will it take to underwrite and fund a bank or SBA loan? Will the loan amount be enough?

Have you been asked to pledge your important family assets to grow your business?

Empire Finance has the ability to provide non-recourse, no personal guarantee lending options with unlimited capacity, highest per case values, and industry-leading LTV.

Does your SBA or retail lender understand your business model and how to value your business correctly?

Empire Finance is successful because we are willing to lend to a vast array of industries and we know how to properly value your business.

Empire's mission is to build long-term client partnerships by providing a suite of products and services that enable sustainable growth and business agility. Empire seeks to become the working capital and refinance lender of choice to the business community providing robust, thoughtful, and appropriately priced products delivered with a "white glove" mentality.